Last Updated: August 21, 2026
This Privacy Policy describes how Avalo Capital, a DBA of Top Shelf Markets Limited (“Company,” “we,” “us,” or “our”) collects, uses, and shares information about you when you visit our website at avalocapital.com, submit an application, or interact with our services. By using our website or services, you agree to the terms of this Privacy Policy.
We collect information you provide directly to us, information collected automatically, and information from third parties:
We use the information we collect to:
Avalo Capital may send you SMS and MMS text messages if you have provided express written consent through our application or consultation form. We operate two separate text messaging programs. Each requires its own express written consent, collected separately. Consenting to one does not enroll you in the other.
Program description: By providing your mobile number and checking the transactional SMS consent box, you consent to receive SMS/MMS messages from Avalo Capital relating to your financing inquiry or application — application status updates, document requests, underwriting questions, appointment confirmations and reminders, and loan servicing notices.
Program description: By separately checking the marketing SMS consent box, you consent to receive recurring marketing and promotional SMS/MMS messages from Avalo Capital, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Important Notice Regarding Data Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Avalo Capital does not sell your personal information. We may share your information in the following limited circumstances:
No Mobile Data Sharing: No mobile information, including SMS opt-in data and consent records, will be shared with third parties or affiliates for marketing or promotional purposes under any circumstances.
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit, access controls, and regular security reviews.
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
You have the following rights regarding your personal information:
Opting out of marketing does not prevent transactional, application-processing, servicing, fraud-prevention, or legally required communications, which you may opt out of separately. To exercise any of these rights, contact us at info@avalocapital.com.
Our website uses cookies and similar tracking technologies to enhance your experience, analyze website traffic, and understand where our visitors are coming from. Cookies are small data files stored on your device.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.
If you believe we may have collected information from a child under 18, please contact us at info@avalocapital.com.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we update this policy, we will revise the “Last Updated” date at the top of this page.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us:
We will respond to all privacy-related inquiries within a reasonable timeframe, typically within 30 days.